In-depth, practical guides on the topics behind our tools — Nepal finance, developer fundamentals, and everyday how-tos. Written by the person who builds the tools.
What HEIC is, why Apple uses it, why Windows and many sites reject it, how conversion affects quality, and the privacy-safe way to convert HEIC to JPG.
Read guideWhy fast hashes are wrong for passwords, how bcrypt's salt and cost factor work, how to read a bcrypt hash, and when to choose Argon2 instead.
Read guideThe EMI formula explained, why early payments are mostly interest, how amortization works, and why prepaying in the first years saves the most — with Nepal loan-rate context.
Read guideWhy Nepal is in the 2080s, why BS months have different lengths every year, why conversion needs lookup tables, and how to convert AD and BS dates accurately.
Read guideUnderstand Nepal's personal income tax for FY 2082/83 — the slabs for individuals and couples, SSF and CIT deductions, the social security surcharge, and a fully worked example of a salaried person's tax.
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